Are you considering expanding your financial options by acquiring a credit card? If yes, RBL Bank, in association with Bajaj Finserv, offers an excellent variety of credit cards with exciting benefits and lucrative rewards.
This article will provide you with an in-depth understanding of the approval process when you ‘Rupay credit card apply,’ and the ways you can carry out an RBL credit card status check.
RBL-Bajaj Finserv Credit Card: An Overview
RBL Bank, in collaboration with Bajaj Finserv, offers an extensive range of credit cards that meet differenadvantages of credit card,t consumer needs, including lifestyle, shopping, and travel benefits. The most unique factor among these is the RBL Bajaj Finserv co-branded credit card. These credit cards offer unmatched benefits like fuel surcharge waiver, bonus reward points, cash backs, and thousands of other offers across dining, shopping, travel, and more.
Applying for Rupay credit card
Applying for an RBL credit card is quick and easy. Primarily, you need to visit the official Bajaj Finserv website and choose the credit card you want from the ones listed under the Credit Card section. The application can be initiated by filling in your personal and financial details. Requirements you need to qualify include being between 21 to 65 years, having a steady source of income, and good credit history.
Approval Process
Once your application is submitted and preliminary checks are done, the bank will evaluate whether you meet the eligibility criteria. It then assesses your creditworthiness, done mainly by checking your credit score and analyzing your credit report. A high credit score increases the chances of your application being approved. Following this, the bank might conduct a physical verification of your residence and work address. Once the verification process is successful, your application will be approved, and the credit card dispatched.
RBL Credit Card status check
After the application, it’s natural to be curious about your application status – that’s when the RBL credit card status check comes in. You can easily track the status of your application online by visiting the bank’s official website and navigating to the credit card application status page. You would need to provide your application reference number and mobile number or date of birth to fetch the details.
Bajaj Finserv RBL Bank Credit Card Benefits
If you are a frequent shopper, the Bajaj Finserv RBL Bank Credit Card is a must-have in your wallet. This card offers incredible deals that include 20,000 welcome points and 2,000 bonus points on spending of Rs. 1 Lakh or more every month. Not to mention, you get EMI financing, 5X rewards on dining, groceries, and international purchases, and fuel surcharge waivers.
Bajaj Finserv DBS Bank Credit Card Benefits
Another excellent offering from Bajaj Finserv is the co-branded DBS Bank Credit card. It’s a high-reward, multi-purpose credit card that offers 10X rewards on online and dining spends. It also gives access to airport lounges, international golf courses, and concierge services which chiefly cater to the lifestyle needs of premium customers.
Conclusion
There’s no denying that credit cards can make life easier and offer various benefits, but choosing the right one is crucial. Whether it’s the unmatched rewards of the Bajaj Finserv RBL Bank Credit card or the multiple lifestyle benefits of the Bajaj Finserv DBS Bank Credit card, Bajaj Finserv, in collaboration with RBL and DBS Bank, offers a card tailored for every need. Understanding the approval process and knowing how to check application status can make the ‘Rupay credit card apply’ journey much smoother. Remember, owning a credit card comes with the responsibility of prudent usage and timely payments. Enjoy the convenience and benefits of owning a credit card, but be responsible.
